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Looking for some free money hacks that actually work?

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The best part about these hacks is that it’s easy money without requiring a lot of time or effort.

Since using the tips below, I’ve been able to make over $1000 in free money.

And now I want to share these tips and tricks so that you can do the same.

Table of Contents

25 Best Free Money Hacks That Actually Work
- 7. Take Advantage of Sign Up Bonuses

25 Best Free Money Hacks That Actually Work

With all of that said, let’s get started.

Here’s our list of the 25 best free money hacks that work both online and offline.

1. Download Survey Apps

Survey apps and survey sites take the saying ‘penny for your thoughts’ literally. They’ll actually pay you to tell them your thoughts.

There are a bunch of them out there that you just need to download before you can start earning free money straight away.

Here are some of my favorites:

Survey Junkie (among the highest paying survey sites)
Swagbucks ($5 registration bonus with other tasks to earn)
Pinecone Research (earn a flat $3 per survey)
Vindale Research ($1 registration bonus)
Inbox Dollars (this one pays you for reading emails)

Once you fill in some basic information about yourself, you can browse their list of surveys. If you’re eligible, fill them in for an easy, quick cash reward.

It’s not totally ‘free’ money as it does require a little bit of time investment, but the surveys aren’t very hard to complete and usually take around 10-15 minutes.

This is the perfect amount of time to fit them into your regular commute or while waiting in line.

Answering surveys is definitely my favorite way to earn free cash fast.

If you don’t want to go through the hassle of researching the which survey sites are the best, stick with Survey Junkie or Swagbucks. They’re the highest paying and they make it really easy to start earning.

2. Switch Bank Accounts (Or Open a New One)

Did you know that lots of different major banks will actually pay you to switch your current checking savings account over to them?

You can earn hundreds of dollars for what amounts to less than an hour’s work. All you have to do is sign up and start the switching process.

Why do banks offer this switching bonus? Because they’re absolutely crazy about acquiring new customers.

The banking market is competitive, and banks make a lot of money by investing the cash you deposit every month.

If they can attract a new, potentially lifelong client for a few hundred dollars, they will.

You can take advantage of this by accepting those bribes and ‘playing the field’ so to speak.

Just remember to consider other factors aside from the bonus too. It’s pointless switching for a $200 bonus if you end up paying out $300 in hidden fees on a savings account.

If you’re in the UK, switching is especially easy on account of the seven-day Current Account Switch Service (CASS). This has been been in place since September 2013 and puts the onus on banks to make it easier for customers to switch over painlessly.

Sign-up bonuses are similar to switching bonuses but they only require you to open a new account.

Keep in mind you don’t usually have to close your old one unless it’s in your new bank’s terms and conditions.

Here are some banks that will pay you to switch your current/checking account or open a new account with them:

Most of the above will pay you somewhere between $100 – $300 for signing up/switching. Not bad for a one-off cash injection.

The last piece of advice I’d give you is to always check the small print, as most of the bonus offers will require you to meet certain eligibility criteria, such as by making a certain minimum deposit within a given timeframe.

Once you’ve switched over and got your first few hundred dollars worth of free money.

But don’t go rushing out to spend it just yet! You could get more out of it with our next money hack…

3. Buy Gift Cards

Don’t you just hate it when you a gift card off a relative as a birthday gift for a store that you never visit?

Well, so do a lot of people. And what do they do with those gift cards? They sell them, of course! And usually at a significantly marked-down price.

All those re-sold gift cards mean that it’s possible for you to buy second-hand gift cards for your favorite stores at less-than-cost prices, and then use those gift cards against purchases you’d usually make with cash.

For example, let’s say you planned on spending $50 in Walmart for groceries. You could buy a $50 Walmart gift card for around $45 first, redeem it against your grocery purchase, and walk away with $5 spare.

It might not be much, but that’s $5 worth of free money that you wouldn’t have had without this neat little money hack.

Here are a couple of websites where you can buy a discounted gift card at up to 40% off retail value:

4. Invest Your Pennies

One of the easiest ways to get free money is to start investing the money you already have, sit back, and wait for the returns to come in.

I know what you’re thinking though – investing isn’t really a ‘money hack’. Hacks are supposed to be ways to take the work out of earning money and cheat the system, but investing is hard work. It requires time, knowledge, and lots of funds to be successful.

Or does it?

Well, there’s actually a neat little app you can use that takes all the hard work out of investing – an app called Acorns.

With Acorns, all you have to do is download the app, link up your credit card or debit card, and choose your investment strategy (conservative or aggressive). The app will take care of the rest.

It rounds up your purchases to the nearest dollar and adds the difference to an investment pot.

Because it works on spare change, you don’t need to a huge amount of savings to get started.

Also, it won’t feel like you’re taking a huge risk and you probably won’t even notice that spare change leaving your account.

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